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Personal Property Foreclosure

On this page, you will find all the necessary Personal Property Foreclosure instructions and forms for the Decatur Magistrate Court in Bainbridge, Georgia.

What is Personal Property Foreclosure?

Definition: An action which allows a secured party, such as a lender, to seek return of tangible, transportable property that secured a debt, i.e., a car, boat, motorcycle, furniture, appliances. A personal property foreclosure may also be used by the owner of property that has been rented to another to seek return of the property.

Jurisdiction: Magistrate Court has jurisdiction over foreclosures in which the value of the property claimed does not exceed $15,000.00.

Venue: Appropriate in the county where the person in possession of said property or where the secured property is located. Foreclosures may be served.

Filing: The filing fee is $96.00 for service of one defendant by the Sheriff’s Department. If there is an additional defendant, an additional $50.00 service fee is added for each additional defendant located at another address.

Appeal: An appeal must be filed within 10 days of the judgment by the losing party.

Personal Property Foreclosure Procedures